Money Coaching
Money coaching helps you with both the practical and the emotional sides of money — because the two are always tangled together. You won’t be handed a rigid budget to white-knuckle through. We’ll build something that actually fits your life.
for Individuals
for Couples
for Business Owners
What to Expect
This is a safe, non-judgmental space to talk honestly about money — no shame, no blame. We get clear on what you want, build a plan and a strategy to get there, and work on the habits that make it last. You don’t have to figure it out alone; I’m here to guide you and encourage you the whole way.
The Money Coaching Process
Everyone’s situation is different, so the pace is different for everyone. But the path tends to look like this:
STEP 1
Gather information
We talk about where you are — and what brought you here. Putting the pieces together of a comprehensive financial picture.
STEP 2
Establish goals
We get clear on what you actually want your money to do for your life. Sorting wants from needs, and understanding the patterns behind the behaviors.
STEP 3
Create a plan
A real, doable plan where your spending and earning line up with your goals and values — not someone else's idea of how you should live.
STEP 4
Discover money's impact
As the process takes hold, you start to see how money touches every part of your life — and you start to see new options and new ways of deciding.
STEP 5
Develop peace of mind
As the practical side gets handled, the worry quiets down. Having a proven plan gives you the peace of mind that comes with knowing your money house is in order.
Money coaching is right for you if…
You’re open to looking at both the practical and the emotional sides of money. (Don’t worry — I’ll guide that part.)
You know there are no overnight fixes, and that real, lasting change takes a little time.
You’re tired of the status quo and ready to try something different.
Money coaching works for individuals, couples, and small business owners, and we do all of it virtually.
for Individuals
Money Coaching for Individuals
You’re capable. But money is the one area that still feels out of reach — and the harder you are on yourself about it, the easier it is to look away.
That cycle is more common than you’d think, and it has nothing to do with how smart you are. It usually just means no one ever taught you a system that works, and the stress made avoidance feel easier than facing it.
Together, we’ll:
Get a clear, honest picture of where your money actually goes — so you know exactly where you stand.
Understand the patterns and internal beliefs that are driving each of your money behaviors, without guilt or judgment.
Build a plan where your spending and earning match what you value.
Trade “I’m bad with money” for “I know what I’m doing, and I got this!”
Put tools and a method in place that you can keep using on your own.
Clients often tell me they feel in control for the first time, no longer avoiding their money and no longer bracing every time they check an account.
"I feel much more in control of my money, and am no longer avoiding it. I am improving my credit rating and feel much more positive about my financial outlook."
for Couples
Money Coaching for Couples
Nothing shines a light on your money habits like sharing a life with someone. When you’re making everyday decisions and planning a future together, your differences around money show up fast — and they’re usually bigger than either of you expected.
When couples can’t get on the same page, a pattern tends to set in: money becomes a fight, or it becomes the topic you both quietly avoid. Avoidance feels easier, but over time it drives a wedge between you — and it quietly costs you, in money and in closeness.
Money coaching for couples helps you:
Talk about money calmly, establish your common goals, and create budgets without dropping into a fight.
Find common ground, so your differences become a strength instead of a standoff.
Understand each partner's patterns and internal beliefs that are driving money behaviors.
Plan together for what’s ahead — a home, retirement, your kids’ future.
Speak up for your own needs while really hearing your partner’s.
Couples I’ve worked with have saved much more than they ever had before while reducing debt at the same time — and still lived a life they were both happy with. It can feel daunting to sit down and finally have the conversation, but the payoff is real, for your finances and for your relationship.
"We were suffering repeated financial challenges in trying to manage debt and reach financial stability. Lauren brought us peace-of-mind and reassurance that we could plan and execute a strategy so we could reach our financial goals."
for Business Owners
Money Coaching for Business Owners
Running a business is hard enough. Add money management to it — especially as a solopreneur — and things can get tangled fast.
Does any of this sound familiar?
Your accountant keeps the books, but you’re not really sure how much is coming in or going out.
You never feel like there’s enough, so you hold onto every dollar and rarely pay yourself properly.
You don’t set money aside for taxes, so filing time always stings.
Your personal and business finances are mixed together, and it’s hard to tell where one ends and the other begins.
You don’t know your real monthly income after expenses, overhead, and taxes.
You keep wondering what you’d need to earn to make this genuinely sustainable.
When your money feels out of control, owning a business can feel like a constant low-grade emergency. It doesn’t have to.
Together we'll:
Get your cash flow organized so you can pay yourself, cover expenses, and stay current on taxes without the scramble.
Get clear on exactly what you need to earn — and break the pattern of earning under your potential.
Look at the beliefs and habits underneath overworking and underearning, so you build a business that supports your life instead of consuming it.
More than one business owner has told me they’re learning to manage their money effectively for the first time — and that they finally know exactly where they are and what to do next. After 20+ years of this work, that’s still the part I love most.
"We had created budgets for years that simply didn't work. With Lauren's help, we were able to save much more than we ever had before while at the same time reducing our debt AND living a lifestyle we were both happy with."
Working Together
First, we’ll figure out what you actually want (what are your financial goals?). Then, it’s time to get your financial picture organized and create a custom plan to get towards your goals. Once you're already moving on that plan, we'll dig into the beliefs and habits that had you stressing over money in the first place.
If that sounds like what you need, take a look at how money coaching works and book a 30-minute intro call to discuss coaching for you.